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​IMPORTANT DISCLOSURE INFORMATION
BARIA may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  BARIA’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of BARIA’s web site on the Internet should not be construed by any consumer and/or prospective client as BARIA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by BARIA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of BARIA’s current written disclosure brochure discussing BARIA’s business operations, services, and fees is available from us upon written request.  BARIA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BARIA’s web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by BARIA, will be profitable or equal any historical performance level(s).

Certain portions of BARIA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, BARIA (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from BARIA, or from any other investment professional.  BARIA is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

PLEASE NOTE LIMITATIONS: Neither rankings and/or recognition by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if BARIA is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see link as to participation data/criteria, to the extent applicable). Unless expressly indicated to the contrary, BARIA did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of BARIA by any of its clients. 

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to BARIA’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from BARIA, or from any other investment professional.
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Each client and prospective client agrees, as a condition precedent to his/her/its access to BARIA’s web site, to release and hold harmless BARIA, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from BARIA

This website and blog is a publication of BARIA. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Information on this website and blog do not involve the rendering of personalized investment advice. A professional advisor should be consulted before implementing any of the options presented. No content should be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Information on this website and blog is not an offer to buy or sell, or a solicitation or any offer to buy or sell the securities mentioned herein.

Hyperlinks on this website are provided as a convenience; BARIA disclaims any responsibility for information, services, or products found on websites linked hereto. Additionally, BARIA is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

Important Disclosures
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